nir-vana innovation network

Identity verification is needed in multivarious industries, especially since criminality through identity theft is on the increase. Solutions currently in use usually require a video interview for the identity check procedure, which causes waiting times until an interviewer is available. In addition they require a camera with very high resolution and an excellent data connection, which is not available at all customer end devices and in all locations. Coming from the insurance industry, the founders of the German scale-up started with the vision to develop a solution for online identification which would equally be secure and user-friendly, enabling digital identity verification for businesses and users - anytime, anywhere with no waiting times. The company, awarded as one of the best European deep tech scale-ups in 2021, has developed a solution for secure and fully automated online-identification via app which since the first implementation project in 2018 has very successfully entered the German market, covering today a wide variety of partner companies, among them insurance companies, health insurers, telecommunications service providers and e-government applications. HOW IT WORKS The online-identification process starts with the welcome page (transition page). The welcome page works universally both in the desktop/laptop browser and in the browser of mobile end devices. Here, the user is told how to get to the required app (via QR code in the desktop browser or via direct download link in the mobile browser). As soon as the app is installed, the appropriate process starts. The app automatically recognises the corresponding technical ID / transaction number. The user does not have to type in an error-prone process number first but starts the process immediately. In overview, the process in the app consists of the following core steps: (1) welcome page, (2) declaration of consent, (3) video recording of the ID document, (4) video recording of the face, (5) completion/forwarding page. DESCRIPTION OF TECHNOLOGY/METHODS - Liveness check: Is it a living person, not a photo or a mask? - Face match:Does the face from the selfie video match the one on the identity document? - Document Data check: Is the identity data on document forgery-free, unaltered, and valid? - Video-Originality check: Were the recordings made at that exact moment? Detection of digital manipulation such as deep fakes. - Optical Variable Security Feature check: Detecting optical variable security features, such as Holograms, to prove authenticity of ID document. - Age estimation based on facial images to check and match the real age of the person with the help of the date of birth and expiry of the identity document - Put your face here (PYFH): The purpose of this patent-pending feature is liveness detection on ID documents, which in the past was mainly possible with selfie videos. Cooperation on implementation of the technology is offered to European companies and institutions, who are in need of identity verification and digital signatures. Contacts may come from industries, where the solution is already very established in Germany like insurances, health insurances, banks, telcos, lotteries. But it can also be less obvious industries such as carsharing, crypto, gaming, hotels, dating and social media platforms, etc. Commercial agreements with technical assistance are envisaged. The scale-up has already employed country managers for Poland and Spain, so partners from these countries can benefit from a regional contact in native language. Partners from other European countries for the time being will be supported by the multilingual team at headquarters in the North of Germany.